General Terms of Use

Service rules, responsibilities, and limitations. These terms govern your access to and use of Cheftocrat's financial advisory services.

1. Article

Purpose and Acceptance

These General Terms of Use (GTU) define the terms of access and use of the personal financial management information and advisory services offered by Cheftocrat via its website cheftocrat.com. Access to the site and use of the services imply full and complete acceptance of these GTU.

2. Article

Nature of the Services

Cheftocrat provides educational content, articles, and tools for informational purposes to help individuals structure their personal finances. These services do not in any way constitute personalized financial advice, an investment recommendation, an offer of financial products, or an incentive to perform specific transactions. The user remains solely responsible for their financial decisions.

3. Article

User Commitments and Responsibilities

The user agrees to use the services in a fair manner, in accordance with their intended purpose, and in compliance with applicable laws. They are responsible for the accuracy of the information they provide and acknowledge that the information published on the site is general and does not take their personal situation into account. Any fraudulent or abusive use of the service is prohibited.

4. Article

Limitation of Liability

Cheftocrat strives to provide accurate and up-to-date information but does not guarantee the completeness, accuracy, or relevance of the content. Under no circumstances shall Cheftocrat be held liable for any direct or indirect damages resulting from the use of the information present on the site, including financial losses. The user acts under their own responsibility.

5. Article

Intellectual Property

All content on the site (texts, images, logos, trademarks, tools) is the exclusive property of Cheftocrat or its partners and is protected by intellectual property law. Any unauthorized reproduction, distribution, or exploitation is strictly prohibited without the prior written consent of Cheftocrat.

6. Article

Modifications and Termination

Cheftocrat reserves the right to modify these GTU at any time. Users will be informed of substantial changes. Cheftocrat may suspend or terminate a user's access in case of a violation of the GTU. For any legal questions regarding these terms, contact: info@cheftocrat.com.

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